Look-Back "Provisions"
My wife and I recently celebrated our wedding anniversary. It was a special day, as they all are, but as I thought back on the events of our life together, I was struck by the realization that I have now been married for about half my life. Not that I didn’t expect to remain married, or to live this long; if someone had asked on my wedding day if I thought I’d still be alive and married this many years hence, I’m sure that I would have expressed confidence, likely strong confidence, in both outcomes. However, if someone on that same day had asked me to guess then where I would be living now, what I would be doing, or what my income would be (or need to be)—well, my responses would likely have been much less certain. In just a few weeks we’ll be making preparations to launch the 2015 Retirement Confidence Survey (RCS) [i] . It is, by far, the longest-running survey of its kind in the nation. Indeed, this will be its 25 th year. Think for a moment ...